Ohio Cash Advance Rates, Fees and Loan Terms

Always Payday operates under Ohio's Short-Term Loan Act, which sets clear limits on interest rates, fees, and total costs. Understanding these regulations helps you make confident borrowing decisions. Our rates and terms comply fully with state law.

  • 28% maximum APR on all loans
  • Monthly fees capped at 10% or $30
  • Total costs never exceed 60% of principal
  • No rollovers or prepayment penalties
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  • Always Payday
  • Unbeatable Financial Services
  • Fast Friendly Service
  • Here When You Need Us
  • From Our Family To Yours

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Loans marketed through alwayspayday.net are arranged by Preferred Loans, LLC, a licensed Credit Services Organization CS.900212.000, with OHCSO d/b/a Buckeye Loan Company, an unaffiliated third party lender.

© Always Payday Financial Centers · Columbus, Ohio

Loans marketed through alwayspayday.net are arranged by Preferred Loans, LLC, a licensed Ohio Credit Services Organization (CS.900212.000), with OHCSO d/b/a Buckeye Loan Company, an unaffiliated third-party lender, and are subject to its approval. Loan amounts and terms vary by product and location.

Check Cashing License No. C.C.700102.000 · Loan License No. S.M.501587.000

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