Always Payday — Southwest Branch
Payday Advance & Short-Term Loans in Columbus, OH — 5524 Hall Rd.
5524 Hall Rd., Columbus, OH
Call First
Visit In Person
5524 Hall Rd., Columbus, OH
Apply Online
Store Hours
See hours table below
Online Loan Options from Columbus
Compare the loan and service products Always Payday offers, then apply online or visit the Southwest branch in person.
From Local Search to Online Request
- Search for “cash advance near me” or “payday loans near me”, or find this page directly.
- Confirm the Southwest branch address and hours below.
- Compare cash advance (payday) loans, installment loans, online loans and title loans.
- Call the branch or apply online to start your request.
- Bring ID, proof of income and a voided check if visiting in person.
Three Questions Before the Form
| Question | Where to look |
|---|---|
| How much can I borrow? | See Ohio loan limits below, or the Rates & Terms page. Learn more » |
| Cash advance or installment loan? | A cash advance (payday loan) is repaid in one short term; an installment loan spreads repayment over scheduled payments. Learn more » |
| Do I need to visit in person? | No — apply online for a cash advance or installment loan, or visit the branch in person. Learn more » |
Ready to Get Started?
Apply online in minutes, or call the Southwest branch directly.
Apply Online Call 614-870-0700Southwest Branch Information
5524 Hall Rd., Columbus, OH
At intersection of Norton Rd.
| Monday | 9:00 AM–7:00 PM |
|---|---|
| Tuesday | 9:00 AM–7:00 PM |
| Wednesday | 9:00 AM–7:00 PM |
| Thursday | 9:00 AM–7:00 PM |
| Friday | 9:00 AM–7:00 PM |
| Saturday | 9:00 AM–5:00 PM |
| Sunday | 12:30 PM–4:30 PM |
Please call the branch to confirm hours and available services before visiting.
Find Us Online
Map & Directions
Plan Your Visit
- Address: 5524 Hall Rd., Columbus, OH
- Phone: 614-870-0700
- Bring a valid photo ID, proof of income, and (for loans) a voided check.
- Call ahead to confirm hours, especially on Saturday and Sunday.
Southwest Branch Guide
Right at Norton Road
This branch is at 5524 Hall Rd. in Columbus, directly at its intersection with Norton Rd. That corner makes it one of the easier Always Payday branches to spot from the road, since you're looking for a clear intersection rather than a mid-block storefront among a long run of addresses. This part of Columbus sits west of downtown, and the Norton Rd. intersection is a reliable landmark whether you're arriving from the north or south side of Hall Rd.
Getting There
Call 614-870-0700 to reach the branch directly, or use the Get Directions button above for a route from wherever you're coming from. Once you reach the Norton Rd. and Hall Rd. intersection, the branch is right there, making it a quick stop whether you're passing through the area or heading there specifically. Norton Rd. crosses Hall Rd. at a signaled intersection, which makes it easy to slow down and spot the storefront even if you're driving through for the first time.
Hours and Services
The branch is open 9:00 AM–7:00 PM Monday through Friday, 9:00 AM–5:00 PM on Saturday, and 12:30 PM–4:30 PM on Sunday. Services include cash advance (payday) loans, installment loans, bill pay and prepaid cards, plus check cashing. Call ahead to confirm hours and services before visiting, especially if you're planning a Sunday afternoon stop. The full week of hours, including Sunday afternoon, gives this branch more flexibility than some of the other Always Payday locations around the city.
Ohio Short-Term Loan Rules
Ohio Short-Term Loan Act / "Ohio Fairness in Lending Act" (House Bill 123, 132nd General Assembly): enacted and effective October 29, 2018; short-term lenders were required to come into compliance by April 27, 2019 (the commonly cited 180-day compliance deadline).
Separately from short-term lending, operating a check-cashing business in Ohio has required a license from the Superintendent of Financial Institutions since January 1, 1993 (ORC 1315.22(A)). An applicant must be financially sound with a net worth of at least $25,000, maintained throughout licensure, and must meet fitness/background requirements (ORC 1315.23(B)). Licenses run through December 31 of the year issued, must be renewed annually, must be conspicuously posted at every location, and are not transferable or assignable (ORC 1315.23(C)). A separate application, investigation fee (up to $250, or up to $1,000 for an out-of-state principal office), and annual license fee (up to $500 per location) apply (ORC 1315.22(D)). The Ohio Department of Commerce's Division of Financial Institutions administers both the check-cashing license and the Short-Term Loan Act license.
Columbus Cash Advance & Payday Loan Questions
What are Southwest branch hours?
Monday: 9:00 AM–7:00 PM. Tuesday: 9:00 AM–7:00 PM. Wednesday: 9:00 AM–7:00 PM. Thursday: 9:00 AM–7:00 PM. Friday: 9:00 AM–7:00 PM. Saturday: 9:00 AM–5:00 PM. Sunday: 12:30 PM–4:30 PM.
What is the phone number for the Southwest branch?
614-870-0700. Tap to call.
Where is the Southwest branch located?
5524 Hall Rd., Columbus, OH. Get directions.
What is the maximum amount for a short-term (payday) loan in Ohio?
$1,000. A licensee cannot make a short-term loan for more than that amount under the Ohio Short-Term Loan Act (ORC 1321.39(A)).
What is the maximum interest rate on a payday loan in Ohio?
28% APR. Licensees can also charge a limited monthly maintenance fee and, for loans of $500 or more, a one-time 2% origination charge, but total fees are separately capped (ORC 1321.40).
Is there a cap on the total cost of a short-term loan in Ohio?
Yes. Total fees and charges a licensee collects on a short-term loan cannot exceed 60% of the originally contracted loan amount, not counting the check-collection charge, check-cashing fee, or interest on a refinanced loan (ORC 1321.403).
How long can a payday loan term be in Ohio?
Between 91 days and 1 year. A shorter term is allowed only if the monthly payment stays within a percentage of the borrower's verified income (ORC 1321.39(B)).
Is a cash advance in Ohio repaid in one payment or in installments?
Under Ohio's Short-Term Loan Act, a short-term (payday / cash advance) loan must generally run at least 91 days and no more than one year, so it is typically repaid over several scheduled payments rather than one lump sum. A shorter term is allowed only if each monthly payment stays within 6% of the borrower's verified gross monthly income (or 7% of net income). Source: ORC 1321.39(B).
When did Ohio's current payday lending law take effect?
House Bill 123, the Ohio Fairness in Lending Act, took effect October 29, 2018, and short-term lenders were required to be in compliance by April 27, 2019.
Can a payday lender in Ohio take my car title or other property as collateral?
No. Short-term loan licensees are prohibited from accepting a vehicle title, real property, or other collateral as security for the loan (ORC 1321.41(H)).
Other Always Payday Locations
- Downtown/Grandview — 1197 W. Fifth Ave, Columbus
- Northwest/Dublin — 1980 Hard Rd., Columbus
- Northeast — 2084 Dublin-Granville Rd., Columbus
- Southeast — 2260 S. Hamilton Rd., Columbus
- Pickerington — 3614 Gender Rd., Canal Winchester
- Gahanna — 246 Granville St., Gahanna
- Hilliard — 4506 Cemetery Rd., Hilliard